NewNo manual tracking. Just clear spending insights.

Understand where your
money really goes.

Upload a bank statement or screenshot and SpendWais instantly organizes your transactions into merchants, categories, recurring payments, and spending trends—so you can quickly see where your money went.

No bank loginNo passwords collectedRead-only upload
Privacy Policy and Terms are available before upload. Sensitive details are masked by default.
spendwais.ph/dashboard/latest-statement
Sensitive details hidden

Statement Overview

Thousands of transactions converted in seconds

June 2026
Total Spending₱28,420.50↓ 12% vs May
Transactions156Organized
Recurring5 found₱4,180/mo
Top MerchantGrab₱3,250
Spending trend View insights
Jun 15 ₱2,420.50
Food₱8,450
Transport₱6,230
Shopping₱5,060
Bills₱3,980
Others₱4,700
Top merchants View all
G
GrabTransportation
₱3,250
J
JollibeeFood & Dining
₱2,420
S
ShopeeShopping
₱1,980
N
NetflixRecurring
₱549
The transformation

Your bank statement, finally made readable.

The product sells itself through the transformation from a boring PDF into clean merchants, categories, trends, and AI insights.

Before SpendWais

CREDIT CARD STATEMENT
DateDescriptionAmount
06/01GRAB *TRIP MNL PH235.00
06/01JOLLIBEE BGC 0123198.00
06/02SM SUPERMARKET 00931,246.75
06/02MERALCO ONLINE1,860.00
06/03NETFLIX.COM549.00
Tiny textNo groupingHard to scanNo clear story

After SpendWais

₱28,420.50↓ 12% vs last month
GGrab
₱3,250
JJollibee
₱2,420
NNetflix · Recurring
₱549
Readable merchantsAuto categoriesMonthly insightsRecurring charges
How it works

One upload. Four clear steps.

A guided process that feels alive without asking users to manually encode expenses.

1

Upload Statement

Add a PDF or screenshot. No bank connection required.

2

Transactions Found

Dates, merchants, amounts, and descriptions are extracted.

3

Categories Organized

Transactions become categories, merchant totals, charts, and timelines.

4

Insights ready

SpendWais explains where money went and what changed.

Real outputs

Show data users can trust, not generic icons.

The landing page should sell the actual product outputs: merchant totals, subscriptions, category shares, and natural-language insights.

Merchant summary View full report
GGrab
₱2,820

18 rides detected this month

SSM / Groceries
₱7,290

37% of tracked essentials

NNetflix
Recurring

Charged every month for 12 months

Starbucks
18 visits

Most visited coffee merchant

AI spending insights

You spent ₱7,900 on food this month.

Grab rides increased 18% compared with last month.

Weekend spending increased 42%.

Netflix, Spotify, and Google One look like recurring payments.

Features

Built around statement intelligence.

SpendWais should stay focused: make statements readable, searchable, visual, and easier to act on.

Smart OCR

Extract transactions automatically from PDFs and screenshots.

Merchant recognition

Turns codes into familiar names like Grab, Shopee, SM, and Netflix.

Auto categorization

Groups food, shopping, transport, utilities, entertainment, and more.

Monthly comparison

See what increased, decreased, or stayed consistent month over month.

Recurring detection

Find subscriptions, insurance, loans, utilities, and repeated charges.

Advanced search

Find any transaction by merchant, amount, category, date, or keyword.

Privacy first

Designed to feel safe before it feels smart.

SpendWais starts with uploads, not bank credentials. Sensitive details like account numbers are hidden in the product preview and can be masked by default during review.

Privacy Policy and Terms are always visible before upload
✓ No bank login requiredUsers do not connect online banking accounts.
✓ No passwords collectedSpendWais never asks for banking credentials.
✓ Account numbers hiddenStatement views should mask sensitive identifiers by default.
✓ Browser processingProcess locally where possible, with clear controls.
✓ Delete anytimeUsers stay in control of uploaded files and saved history.
✓ Clear consent before savingNo hidden storage. Users review privacy terms before upload.
Pricing

Use SpendWais for free.

Review your statements at no cost. Upgrade only if you need longer history, more uploads, or a complete record of your spending over time.

No credit card required. Upgrade whenever you’re ready.

Free

₱0

Perfect for trying SpendWais and understanding your monthly spending.

  • Limited uploads
  • Automatic categories
  • Monthly summary
  • Transaction search
View More

See where your money actually goes.

Upload one statement and SpendWais turns long bank statements into clear spending insights in seconds.

Analyze My Statement
🔒 No bank login required. Your data stays with you.